Paying for College Before You Go!

With consistent, hard work and starting early, you can find ways to acquire your college education for free or minimal costs.

Grants vs. Scholarships

A Grant is a gift of money that does not have to be paid back. Grants can be found:

               * Organizations

               * Online

               * Where your parents’ work

               * Cereal boxes, store products, keep your eyes open

               * Registering for fastweb.com

               * Academic excellence on entrance

               * Often where they use volunteers

Scholarships

Things to do before you search for grants and scholarships:

  1. Begin now to collect letters of reference (as many as possible)
    1. Teachers
    1. Pastors
    1. Neighbors
    1. Volunteer positions
    1. Church helpers
    1. Coaches
    1. Counselors
    1. Friends in influential places that know you
    1.  

Your letter of references should:

  • Be on letter head if possible
    • Dated
    • Explain the responsibilities of the company/your responsibilities
    • Their opinion of your work ethics and ability to
      • Work with the public
      • Follow directions
      • Work independently
      • Work with a team
  • Register online with FASTA and add your profile.
  • Collect as many applications as possible and file them by due dates.

Get a file box and label it by months placing the due date application 1 month prior to the due date.

You’ll need several copies of your birth certificate and your diploma (when you receive it) as well as your SAT/ACT scores.

  • Write a long 2000-word essay that contains:
    • Why you need the money
    • What you intend to do in and after college
    • Where you’d like to go to college if money were not an object and why
    • What will this support do for you and mean to you
    • What one thing in your high school years had the most effect on you?
    • Who are you?
    • What do you believe?
    • What things in life do you consider a priority?
    • If you had to be described by others, what would they say about you?
    • How do you think what you want to learn in college will affect the world and/or community around you for the positive?

*I suggest you watch Spanglish (the movie is an entrance essay)

5.            Write an 800-word essay on an experience that was negative that grew you positively.

6.            Write a 500-word essay on what you learned in high school (out of the box thinking)

7.            Write a 500-word essay “if you were a kind of candy what would you be…(stressing diversity)

8.            How would receiving money help your future. (500 words)

9.            How will college affect your future. (500 words)

Write all of these essays and refine them. Then when you begin summitting applications and they want your thoughts, you can pull bits and pieces from these essays. Doing this means submitting lots of applications. Many grants/scholarships will be for $1000 (more or less) but if you’ve applied and won 20 of them, that could amount to $20,000. Don’t turn your nose up at $250-$500 offers.

Take Inventory:

One of the ways to be prepared to submit as many scholarship applications as possible is to take an inventory of all your shills, extra-curricular activities, community involvement, work-related skills, sports and hobbies. List any and all items that come to mind.

Scholarship Organization:

Get on the internet, look through scholarship books, copy or print them and place them in an expandable file system marked with the months of the year. Find the due date on the application and place it in the file one month before it is due. If the application is due Feb. 1st, place it in the Jan. file. Then adjust your weeks so you can be writing and filling out the applications consistently. The more you submit, the more chances you’ll have to receive money to fund your college adventure.

Working for the Money:

Entrepreneurship with a firm goal inspires people to support your goals. I’ve purchased more cookies, pies, and flower baskets than I can count. I know I can purchase these items cheaper, but I admire a young person’s initiative to work for their dreams. I’ve overpaid to have lawns mowed, junk hauled, organizers, house sitters, and pet sitters because I believe in the effort to achieve. There are so many opportunities to earn income if you do a good job, are dependable, and speak up about your goals.

Start a Savings Account

Start early to invest in you. Deposit money in your account before you have time to spend it. Hold back a small portion for yourself, but place most of it in a place that’s hard to get to easily. When people ask you what you want for your birthday or Christmas gifts, ask them to help build your savings account. In our family when we would have spent $15-20 on a gift, when asked to support their savings, we give more. People like to support focused, committed teens with goals.

For more information on paying for college before you go, watch for my live workshop. Or organize your own in person workshop and charge teens and parents $10 to attend! There’s a start for your savings account! Email me (Vincent.PamalaJ@gmail.com)  if you need help or someone to speak at your meeting! 😉

Good luck with your college adventures.